Despite federal efforts to provide leadership and funding at the national level, in many ways the foreclosure crisis continues to be a state specific issue, with foreclosure proceedings being addressed in accordance with state laws set forth by the state’s legislative authority. While states have varied significantly in their approach to the foreclosure crisis, common approaches include the creation of foreclosure specific pro-bono projects, one-stop resource centers, diversion programs, and foreclosure task forces.
Links to related online resources are listed below. Non-digitized publications may
be borrowed from the NCSC Library; call numbers are provided.
U.S. foreclosure activity has now decreased on a year-over-year basis for 20 straight months including May, but the jump in May foreclosure starts shows it's going to be a bumpy ride down to the bottom of this foreclosure cycle.
This paper looks at how four years into the economic downturn, massive numbers of families continue to face the prospect of losing their homes through foreclosure. While for some, it may be inevitable, for others, it can be avoided if they have the right help. This paper discusses how many borrowers have legitimate legal defenses to foreclosure that can only be raised with skilled legal advice and assistance.
This article describes the Indiana Supreme Court's three-pronged approach to address increased mortgage foreclosures; 1) education for trial judges, 2) training and recruitment of volunteer attorneys, and 3) training and recruitment of attorney-mediators.
This article discusses efforts by judges to identify new approaches to a growing national problem, including localized approaches and efforts by the Indianapolis Bar Association Mortgage Foreclosure Task Force.
This resource provides valuable bibliographic information about foreclosure books, forms and articles, both generally and more specifically applicable to Arizona.
Courts across many states are grappling with an explosion of foreclosure cses, and Ohio is no different. Ohio's courts and legal system play a major role in a statewide effort aimed at helping Ohioans remain in their homes.