Endnotes and Resources: Emerging Strategies in Foreclosure Mediation


*  A version of this article was originally jointly published by the U.S. Department of Justice and U.S. Department of Housing and Urban Development in November 2010.  Reprinted with permission.  More information about the Access to Justice Initiative of the U.S. Department of Justice is available at www.justice.gov/atj.

1  The term “lenders” is used in this article to refer collectively to lenders as well as servicers, who collect and process loan payments during the life of a loan on behalf of lenders.

2  In judicial foreclosure states foreclosures are processed through the courts.  In contrast, in nonjudicial foreclosure states lenders are permitted to proceed directly to a foreclosure sale without court action.


Access to Justice Initiative, U.S. Department of Justice.  www.justice.gov/atj

Cohen, A. (2010).  Walk the Talk.  Washington, DC:  Center for American Progress.

Cohen, A., and A. Jakabovics (2010).  Now  We’re Talking.  Washington, DC:  Center for American Progress.

— (2009).  It’s  Time  We  Talked.  Washington, DC:  Center for American Progress.

Walsh, G. (2010).  State and Local Foreclosure Mediation Programs:  Updates and New Developments.  Boston: National Consumer Law Center.

— (2009).  State and Local Foreclosure Mediation Programs:  Can They Save Homes?  Boston: National Consumer Law Center.